Expedited credit repair is a faster approach to improving your credit by using advanced dispute tactics, legal strategies, and direct communication with credit bureaus and creditors to accelerate the removal of inaccurate or negative items from your report — often within 15 to 45 days, rather than the traditional 3 to 6 months.

Many clients begin seeing initial results within 7 to 14 business days. While results can vary based on your credit profile, our expedited strategies are designed to get faster outcomes compared to standard credit repair methods.

We can challenge and often remove a wide range of negative items, including:

• Collections

• Late Payments

• Charge-Offs

• Bankruptcies

• Repossessions

• Medical Bills

• Inquiries

• Public Records

Each case is reviewed to determine the best strategy for removal. But literally anything !

Once you sign up, we immediately pull your credit report, identify harmful accounts, and launch aggressive disputes through credit bureaus, creditors, and third-party agencies like the CFPB. We don’t wait 30–45 days between rounds — we apply continuous pressure for quicker results.

Yes, credit repair — including expedited methods — is 100% legal under the Fair Credit Reporting Act (FCRA). We simply use your rights as a consumer to demand verification, accuracy, and timely removal of any unverifiable or inaccurate information.

Absolutely. By increasing your score and cleaning up your report, you’ll improve your chances of being approved for credit cards, auto loans, mortgages, and even business funding. Many of our clients have qualified for major financing within weeks of starting.

Yes. If we don’t remove any negative items from your report or there no score increase within 90 days, you may be eligible for a partial or full refund — depending on your package and compliance with the process. Your satisfaction is our priority.

To get started, you’ll need:

• A valid government-issued ID

• A recent utility bill or proof of address Social security card

• A signed service agreement. Once we have these, we can begin your expedited repair process immediately.

To legally dispute items on your credit report, we must verify your identity with the credit bureaus. This protects you from fraud and ensures your personal data is handled correctly. The three required documents are:

• Government-issued ID – Confirms your identity.

• Proof of address (like a utility bill) – Verifies where you currently live.

• Social Security card (or W-2/official document with SSN) – Confirms your Social Security number to match your credit profile.

These documents are required by law and help us file effective disputes on your behalf, ensuring faster and more accurate results.

Not at all. In fact, cleaning your report and boosting your score may improve your approval odds. We’ll also guide you on which positive tradelines or credit tools to add to further improve your profile.

We don’t just dispute — we fight back.

If we run into any stubborn or unresponsive accounts, you’re still in a win-win situation. That’s because we have a licensed attorney on our team who will legally pursue the credit bureaus, data furnishers, or creditors if they fail to comply with federal credit laws like the Fair Credit Reporting Act (FCRA).

Here’s how it works:

• If a negative item is inaccurate and the bureaus refuse to delete it,

• Our attorney will file a lawsuit on your behalf,

• And if we win (which we often do), you may receive compensation for each violation — and the negative item still gets removed.

✅ You win if they delete it — your score improves.

✅ You win if they don’t — we sue, get it deleted, and you get paid.

No other credit repair company brings this level of accountability and protection. That’s why our clients don’t just see results — they see justice.

Great Question! Our $95/month program is completely flexible - there are no contracts and no long-term commitments. You simply stay on the program until you're satisfied with your results. Many clients begin seeing improvements within the first 20-30 days, and the average turnaround time for most credit profiles is 1-4 months. Once your goals are met and you're happy with your credit, you can cancel anytime.